Dealmakers Podcast

Tax Efficient Strategies for Business Owners

Accountant Jeff joins Jonathan Jay to explain how business owners can extract cash, protect family wealth, incentivise key people, and use pensions without giving away unnecessary tax.

Episode 328  |  Runtime: 23:34  |  Audio Episode

Listen to the Episode

Hear Jonathan Jay and Jeff break down practical tax efficient structures for company owners, acquisition entrepreneurs, and business buyers.

Episode

328

Runtime

23:34

Topic

Tax Planning

Format

Expert tax planning session

Key Takeaways

Family Investment Companies Can Protect Surplus Cash

Jeff explains how dividends between UK companies can move surplus profits into a separate investment company without triggering personal dividend tax, creating a stronger platform for savings, assets, and family wealth planning.

Partnerships Can Incentivise Key People

The episode explores how LLP and partnership structures may help reward senior team members, reduce employer national insurance exposure, and give key people a stronger commercial stake in the business.

Pensions Still Matter for Owners and Buyers

Jeff outlines how pension contributions, small self administered schemes, commercial loans, and retirement planning can help owners move money efficiently while preserving long term flexibility.

Episode Breakdown

In this episode, Jonathan Jay introduces Jeff, the accountant he has trusted for nearly 13 years, to unpack tax efficient strategies that can materially improve how business owners manage surplus cash, family wealth, and long term company value.

Jeff explains why many owners overpay tax because they rely on conventional extraction routes instead of designing a proper structure around dividends, family investment companies, service companies, partnerships, pensions, and shareholder control.

For acquisition entrepreneurs, the conversation is especially relevant because smarter tax planning can preserve cash, support deal funding, protect capital, and create cleaner structures for future exits, inheritance planning, and reward systems for key people.

Best For

  • Business owners who want to extract surplus cash without defaulting to high personal tax.
  • Acquisition entrepreneurs planning smarter structures before buying or integrating a company.
  • Company directors reviewing family investment companies, service companies, or pension funding.
  • Owners who want to reward key employees without relying only on salary and employer national insurance.
  • Dealmakers who need advisers capable of protecting cash, control, compliance, and future exit value.

Frequently Asked Questions

Download the Free Business Buying Toolkit

Download the reports, checklists, videos, and cheat sheets Jonathan Jay recommends for business buyers who want to source, structure, fund, and complete acquisitions without risking unnecessary personal cash.

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  • Practical guidance for your next acquisition